2026 Open Enrollment
Asset Living is excited to announce several benefit enhancements to our employee benefits! See below for important information on what's new and changing, as well as information on Open Enrollment.
Open Enrollment
You have the opportunity to change your benefit decisions during the 2026 Open Enrollment period, which takes place February 23rd to March 6th. Decisions that you make will take effect April 1, 2026.
This year's Open Enrollment is PASSIVE. This means if you are happy with your current benefits with Asset Living, you do NOT have to re-enroll during the Open Enrollment period unless you are making changes to your current benefit elections (i.e. enrolling, changing or opting out of coverage). If you are electing in the Health Savings Account (HSA), you MUST enroll / re-enroll for 2026. EXCEPTION: Those that would like to continue contributing to their Health Savings Account (HSA) must re-enroll
While this is a passive enrollment, we strongly suggest you review your current election because Open Enrollment is the one time of year you can add coverage, change coverage, drop coverage, or enroll a dependent without a life event.
What's New or Changing for 2026?
Important Updates to your Benefits: We are excited to announce several benefit enhancements to the Asset Living benefit package!
Passive Enrollment
This year will be a passive enrollment which means if you are happy with your current benefits, you do not need to take any action, and your current benefits will rollover to the next plan year at the new rates, under the new carriers. EXCEPTION: Those that would like to continue contributing to their HSA election must re-enroll
- While this is a passive enrollment, we strongly suggest you review your current election because Open Enrollment is the one time of year you can add coverage, change coverage, drop coverage, or enroll a dependent without a life event.
Non-Medical Carrier Changes:
Effective 4/1/2026, we will be transitioning to the below current coverages to new carriers with some changes to your rates and levels of coverage:
- Delta Dental will be the new administrator of our Dental plans, replacing MetLife. Employees will still have the same plan options to choose from between the Low, Medium, and High plan options • Delta Dental provides a broad, nationwide network of dental providers to choose from. • The cost of coverage for all dental plan options is remaining the same.
Health Savings Account (HSA) Contribution Limits:
The IRS increased the Health Savings Account (HSA) contribution limit from $4,300 to $4,400 for singles and $8,550 to $8,750 for families.
Short-Term Disability (STD)
Employees residing in California are ineligible to enroll in the short-term disability plan.
