Accidental Injury Insurance ⊕

Cigna's Accident Injury Insurance offers additional coverage to protect you and your family from the financial exposure of unexpected costs or claims, specifically for injuries and treatment as the result of an accident. This plan is designed to help lessen the financial burden following an accident and reimburse you with cash to help pay for your out-of-pocket medical and non-medical expenses such as:

• Expensive medical procedures for broken bones and dislocations or physical therapy
• Crutches, wheelchairs or other medical aids you may need because of your accident
• Copayments, coinsurance and deductibles

The plan reimburses you directly based on set dollar amounts related to your specific injury. If you elect this coverage, premiums are deducted on a post-tax basis.

Critical Illness Insurance ⊕

Cigna's Critical Illness insurance can help provide you and your family with the additional financial protection you may need for expenses associated with an unexpected covered critical illness. Cigna Critical Illness insurance pays you, or whoever you designate, a lump-sum benefit for diagnosis of a covered critical illness or specified event such as a heart attack or stroke. It can help you pay for expenses such as travel, room and board, transportation, childcare or treatment options not covered by primary insurance. Critical illnesses that are covered include:

• Heart attack, stroke
• Invasive cancer, skin cancer
• Parkinson's disease, multiple sclerosis, Alzheimer's disease and more

The plan pays benefits directly to you. There are no restrictions on how you spend the payout. If you elect this coverage, premiums are deducted on a post-tax basis.

Hospital Indemnity Insurance ⊕

Cigna's Hospital Indemnity Insurance offers additional coverage to protect you and your family from the financial exposure of unexpected costs or claims for hospital admissions. The Cigna Hospital Indemnity Plan provides coverage with an extra layer of financial protection in the event of inpatient hospitalization. There are two plan options from which you can choose.

• The policy pays a benefit for hospitalization due to covered injuries or illnesses and includes hospitalization for pregnancy.
• The payment to you is not dependent on actual hospital charges and is in addition to medical insurance benefits.
• The plan bases benefits on the type and length of hospitalization.

The plan pays benefits directly to you. There are no restrictions on how you spend the payout. If you elect this coverage, premiums are deducted on a post-tax basis.

THESE POLICIES PAY LIMITED BENEFITS ONLY. THEY ARE NOT COMPREHENSIVE HEALTH INSURANCE COVERAGE AND DO NOT COVER ALL MEDICAL EXPENSES. PLEASE REFER TO YOUR BENEFIT SUMMARIES FOR MORE INFORMATION.